I Will Stand With You To The Very End Houses (Amarillo, TX)

I Will Stand With You To The Very End Houses

Pamela Madore Keller Williams Realty 806-290-1920 Ramblings The transaction was a mess. Everything that you could think of and some things that you have never even heard of went wrong. Even after closing there were problems as soon as the next day. Would this nightmare ever end This is not a normal event but sometimes you just can t control everything. Sometimes everything goes wrong not matter how hard you try. Who is your advocate Who is standing with you Was there anyone standing with you at the last day at the last moment Was there someone passing the buck or someone in the trenches with you. That is the difference between a good Realtor and a Great Realtor. I want to add also that a Great Realtor will stand with you if you are buying a 50 000 house or a 500 000 house. It makes no difference (at least to me). Let s talk about some things that can happen to really mess things up. Financing. Of course I always recommend getting pre-qualified way before looking at houses. Inspections--The house is condemned Title Insurance. This is taken care of by the title insurance company Appraisal--Came in to low Survey--your garage is half on your neighbors lot Closing--What are all these papers. Let s sort these out a bit. Financing is probably the most mis-understood but the most important part of a real estate transaction whether you are buying or selling. If you can t get the loan then you can t buy the house. Plain and simple. When you apply for a loan and tell the lender certain things either over the phone or online they may not see the same thing that you are seeing. Without knowing underwriting guidelines you probably will not know how an underwriter is going to see differently than how you see it. I will stand with you. At the same time I have an arsenal of help in my pocket to get you qualified. It may not be today but it will be. Inspections are a series of opinions put together by a series of people that should come together to make some sort of sense. With that said the actual inspector that you hire has a liability against him if he makes a mistake or misses something. And because of that inspectors will find things that can t be seen with the naked eye. There is now a balance between 1) how many things or not important to you 2) how many thing would make you not want the house and 3) how many things are the seller willing to fix. At this point we are negotiating again just like we did at the beginning for price. This can be a very difficult time in the transaction. Blatant things like the HVAC doesn t work we will surely ask for. But how many little things should we ask for At point are you willing to walk away. I will stand with you. I have a lot of experience with inspections and what affect they have on us all. Title Insurance is something that is provided by the title company. Most times all is well. However not always. I have had to track down relatives of relatives all over the United States to get an affidavit signed. I have knocked on doors to convince people that could care less how important it is to go to the title company and sign one piece of paper. Most times these things have to do with wills and probates. A Visit To Lawyer s Title Title Plant I will stand with you. Don t get in my way when I need to find John Smith who has moved 5 times in the last 5 years. Appraisals are the documents that tell us how much the house is worth. An independent but licensed appraiser takes the available information and compares the house you are buying to the properties around it. It it comes in high all is well. If it comes in low there can be some issues. Who will give and who will take. I will stand with you. I have had to go find different comparables that an appraiser didn t use because they have never been in the MLS. I have had to argue condition of property. When I am on a mission......... Surveys are where the lines of the property are. Generally there are no problems with surveys. However there an be. Fences may be misaligned. Uncle Jack thought he sold that extra 10 feet 10years ago. My garage may be slightly over onto your property. Many of those things can be sorted up by title companies that can insure those sort of things. Hopefully all of them. There are exceptions of course. You could get that cantankerous old man who doesn t want you on his land. I will stand with you. I have been known to woo even cantankerous old men. shhhhh Closings are where all of the final documents are signed. New legislation that went into effect last October has made our closings not as stressful and rushed up. Three days prior to closing you the buyer will get a Closing Disclosure that lists all of the fees that have been incurred that are your responsibility. It will include all of the fees from the lender and give you a bottom line number. I will stand with you. I have had to argue over 20 here and 20 there just to be sure all of the numbers are in the right columns. When I help either a buyer or seller I will stand with you to the very end and after if need be. Sometimes we do have to take care of things afterward but that is a different story. Let me be your advocate. Call me. Text me. Email me. Pamela Madore [38 Years Experience in Real Estate and Mortgages] Keller Williams Realty 3955 S. Soncy Amarillo TX 79119 806-290-1920 pinkhouseteam.com