Credit Analyst - Norman OK (Duncan)

Credit Analyst - Norman OK

JOB SUMMARY This position is responsible for providing credit analysis for the bank. This position will analyze financial documentation and related information to insure informed credit decisions. This position will support the Credit Analyst Supervisor in administrative processes to assist in the identification of inherent risk in the bank s loan portfolio. ESSENTIAL JOB FUNCTIONS Analyze financial documentation for new and renewal loans including financial statements tax returns profit and loss statements and credit bureau reports. Provide ratio trend and cash flow analysis as needed. Prepare borrower analysis reports for Loan Officers and Loan Committees in a timely manner. Work closely with Credit Analyst Supervisor and Lenders to insure informed credit decisions on loan proposals. Work closely with Credit Analyst Supervisor and Loan Administration to ensure banking regulations loan policies and adequate underwriting standards are being followed on credits analyzed. Facilitate problem loan recognition with lenders and identify thru the analysis process potentially classified credits and report to Credit Analyst Supervisor. Assist Credit Analyst Supervisor with monthly and quarterly reports as needed. Must be able to meet attendance and punctuality standards. Effectively work and cooperate with lenders supervisors and co-workers. Follow the direction of supervisor. Other duties as assigned. ADDITIONAL RESPONSIBILITIES Perform other duties and projects as required by management MINIMUM QUALIFICATIONS FOR CONSIDERATION Bachelor s Degree in Accounting Finance Business Economics or related field Previous banking experience in loan review or lending related area is preferred. KNOWLEDGE SKILLS AND ABILITIES Strong proficiency in PC applications including Windows XP MS Word MS Excel. Experience in Jack Henry bank software a plus Ability to maintain a high degree of confidentiality Strong verbal and written communication skills Strong team building and interpersonal skills able to work well with a wide range of people Strong organizational and time management skills Demonstrate dependability through good attendance and adherence to timelines and schedules Strong follow through on projects and deliverables Strong analytical skills Strong problem-solving skills Demonstrate resourcefulness and ability to take initiative in development and completion of projects Strong sense of customer service PHYSICAL REQUIREMENTS This work is sedentary and requires the following physical activities Sitting for long periods of time occasional bending squatting kneeling stooping good finger dexterity and feeling frequent repetitive motions talking hearing and visual acuity Frequent lifting (up to 25 pounds of paper supplies or minor office equipment). Possible driving to various banking centers client locations seminar locations and other sites as needed WORKING CONDITIONS Normal office environment NOTE The above statements are intended to describe the general nature and level of work performed by an employee in this position. These statements are not to be construed as an exhaustive list of all responsibilities duties and skills required of employees in this position. For complete job description and to apply please go to s www.FB247.com career-opportunities EOE M F Vets Disability Affirmative Action Employer